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Sunrise Birding LLC strongly recommends that you consider purchasing travel insurance.  Travel insurance to help protect you from losing your prepaid, nonrefundable expenses due to certain unforeseeable circumstances that may jeopardize your vacation investment and force you to incur unplanned expenses.

Travel insurance plans can include coverage for Trip Cancellation, Trip Interruption, Medical and Dental, Trip Delay, Baggage Loss and Delay, Emergency Assistance and Transportation, Pre-existing Conditions, and more.

There are many trip insurers. Here are two options to consider:

CSA TRAVEL PROTECTION> CSA (now Generali) offers coverage for pre-existing conditions if you purchase your policy prior to or within 24 hours of making your final payment for a tour. Please be sure to use Sunrise Birding's producer code: 20201123 when purchasing your policy.

INSURE MY TRIP> Insure My Trip is a web site that allows you to compare trip insurance plans to find the right plan for you.

Travel insurance plan requirements vary and the timing of your purchase can affect coverage. Some insurance providers require that for coverage of pre-existing conditions, a policy must be purchased within 7-14 days of booking. Others, like CSA Travel Protection, offer policies that include coverage for pre-existing conditions as long as the policy is purchased prior to making your final payment for the tour. Additional requirements apply. CSA Travel Protection will provide a refund of your plan cost if you cancel your plan within 10 days of purchase and have not filed a claim or departed on your trip.

Pay attention to coverages provided. Be aware of the requirements of country or destination can change, so check often. Some policies are now offering Covid related coverages so check with your insurer.

US medical insurance plans (including Medicare) often do not provide coverage outside the US. The US State Department strongly advises Americans to consult with their medical insurance company prior to traveling abroad to confirm whether their policy applies overseas and if it will cover emergency expenses such as a medical evacuation. Consult with your insurer prior to your trip to ascertain whether payment will be made to the overseas healthcare provider directly or whether you will be reimbursed later for expenses that you incur. Be sure to get and keep all documentation of any expenses incurred.